Chhote business ka pehla sawaal hamesha yahi hota hai: ‘Kharcha kitna aayega?’ Nagpur ke dukandaar, service providers aur chhote traders ke liye seedha jawab: shuru karne ka kharcha zero hai. UPI merchant QR free banta hai aur UPI transactions pe MDR bhi zero — matlab aapke 70-80% payments pe koi