Kisan ka jeevan mausam, fasal, aur paison ke chakkar pe nirbhar rehta hai — aur teeno unpredictable hain. Kheti ke liye seed kharidna, fertilizer lagana, irrigation karna, equipment lena — sab ke liye capital chahiye, aur woh capital aksar fasal bechne se pehle chahiye. Yahi reason hai ki agriculture loan