FD todna padegaโ€ฆ ya loan lena better hai? ๐Ÿ‘‰ Reality: Most log emergency me FD break kar dete hain โ€”aur silently interest loss + penalty pay karte hain. ๐Ÿ‘‰ Smart move: FD todne ke bajay uske against loan lena โ€”jisse aap FD bhi safe rakhte ho + liquidity bhi milti