Short-term paisa chahiyeโ€ฆlekin confusion hai โ€” overdraft lo ya personal loan? ๐Ÿ‘‰ Reality: Dono loan nahi โ€”2 different financial tools hain. ๐Ÿ‘‰ Galat choice = extra interest + cash flow problem๐Ÿ‘‰ Sahi choice = flexibility + cost saving โšก Quick Answer ๐Ÿ‘‰ Simple:Short-term + uncertain need โ†’ OverdraftFixed need โ†’