Short-term paisa chahiye…lekin confusion hai β€” overdraft lo ya personal loan? πŸ‘‰ Reality: Dono loan nahi β€”2 different financial tools hain. πŸ‘‰ Galat choice = extra interest + cash flow problemπŸ‘‰ Sahi choice = flexibility + cost saving ⚑ Quick Answer πŸ‘‰ Simple:Short-term + uncertain need β†’ OverdraftFixed need β†’