Naya business hai, bank ne ‘experience nahi’ bol ke bhaga diya? Iska matlab yeh nahi ki raasta band hai. Nayi companies ke liye kaafi options hain — jaanna chahiye bas.
Banks Startup Ko Loan Kyun Nahi Dete?
Traditional banks 2–3 saal ka business history maangte hain. Naye startups ke paas yeh proof nahi hoti. Isliye bank loan difficult hota hai starting mein.
Par bank hi ek raasta nahi hai.
Startups Ke Liye Kaun Kaun Se Options Hain?
| Option 1: Government Schemes PM Mudra Loan — Rs.10 lakh tak, naye businesses ke liye Startup India Seed Fund Scheme — eligible startups ke liye SIDBI loans — MSME aur startups ke liye Stand-Up India — SC/ST aur women entrepreneurs ke liye |
| Option 2: NBFC Business Loans Kuch NBFCs 6 mahine se 1 saal purani companies ko bhi consider karti hain Requirements: GST registration, active bank account, basic turnover proof ProWiderKart aise NBFCs se connect karta hai |
| Option 3: Other Funding Sources Angel investors — equity ke badle funding Incubators / accelerators — mentorship + funding Revenue-based financing — monthly revenue ke against advance Friends & family — initial bootstrap ke liye |
Mudra Loan Ke Baare Mein Jaano
Mudra loan teen categories mein hota hai — Shishu, Kishore, Tarun. Naye business wale Shishu category se shuru kar sakte hain. Documents requirement comparatively simple hoti hai.
- No collateral required
- Government-backed — banks ka obligation hai dena
- Purpose: Manufacturing, service, trading — sab accepted
Startup Loan Ke Liye Preparation
- Business plan likhna — kya bechoge, kaise, kitna revenue expect hai
- GST ya Udyam registration karo — pehla step
- Business bank account open karo — separate rakho personal se
- Regular transactions karo — 3-6 mahine ki healthy statement banao
- Tab loan apply karo — chances kaafi better hote hain
ProWiderKart se connect karo — startup ho ya existing business, hum sahi scheme dhundhenge, documents guide karenge, aur poora process simple bana denge. Ek WhatsApp kaafi hai.
| 📲 Naya Business Hai? Loan Ki Jankari Chahiye? WhatsApp Karo! ProWiderKart se connect karo — hum aapko simple tarike se guide karenge, documents se lekar final step tak — sab kuch jaldi ho jaayega. 📞 9833216954 | 📧 info@prowiderkart.com |