Chhote merchant payment gateway choose karte waqt sabse zyada yeh 7 galtiyan karte hain: sirf headline rate dekhna, refund/chargeback charges na poochna, settlement speed ignore karna, support-quality check na karna, apna business-type match na karna, documents adhoore submit karna, aur onboarding ke baad dashboard monitor na karna. Yeh guide “payment