MDR negotiate karne ka structured playbook 5 steps mein hota hai: Step 1, apna transaction data audit karo (volume, mode-mix, refund rate), Step 2, market benchmark nikalo (2-3 competitor quotes), Step 3, apna “ask” prepare karo (specific rate, specific justification), Step 4, negotiation conversation karo (data-led, professional), Step 5, likhit