Himachal Pradesh ke resorts (Manali, Shimla, Kasol, Dharamshala) ke liye payment gateway lagane ka process hai: UDYAM ya GST registration, current account, aur PAN card ke saath 3-7 din mein onboarding ho jaati hai. Manali/Shimla mein family aur honeymoon-tourism dominant hai, Kasol mein backpacker/international-tourist-culture hai, aur Dharamshala mein spiritual (Dalai