J&K aur Ladakh resorts (Srinagar, Gulmarg, Pahalgam, Leh) ke liye payment gateway lagane ka process hai: UDYAM ya GST registration, current account, aur PAN card ke saath 3-7 din mein onboarding ho jaati hai. Srinagar/Gulmarg mein houseboat aur ski-resort dono unique-categories hain, jabki Leh-Ladakh ka tourism-season sirf May-September tak limited