Dairy Entrepreneurship Development Scheme (DEDS)
📌 Official source: current limit, dar, fee aur niyam agriculture ministry / NABARD scheme portal ke official portal par dekhein — yeh samay-samay par badalte rehte hain. Yahan sirf process aur documents ki jaankari hai, koi number commit nahi.
Dairy Entrepreneurship Development Scheme (DEDS) — yeh sarkari scheme dairy units setup ke liye. Capital subsidy niyam ke hisaab se alag % with bank loan + beneficiary contribution.
Scheme Overview
Dairy Entrepreneurship Development Scheme (DEDS) sarkari initiative hai jo Department of Animal Husbandry, Dairying & Fisheries (DAHD&F) ke saath implement hoti hai. Scheme ka main objective hai dairy sector me self-employment generate karna aur infrastructure develop karna. Eligible components include: small dairy unit setup, milk processing equipment, cold chain, value-added products manufacturing, etc. Capital subsidy lagu dar (niyam ke hisaab se) (general) ya lagu dar (niyam ke hisaab se) (SC/ST) of project cost milti hai, with cap based on component.
Scheme Categories & Coverage
| Category | Limit/Coverage | Description |
|---|---|---|
| Small Dairy Unit (2-10 cows/buffaloes) | Project cost partner ke niyam ke hisaab se for 10 animals | Most common |
| Calf Rearing Unit (20 calves) | Project cost partner ke niyam ke hisaab se | Heifer development |
| Vermicompost (with dairy) | Project cost eligibility ke hisaab se rakam | Add-on component |
| Milk Processing Equipment | Project cost partner ke niyam ke hisaab se | Pasteurizer, packaging |
Note: Indicative figures from publicly available government sources. Subject to scheme revisions and lender's discretion.
Eligibility Criteria
- Individual farmers, entrepreneurs, NGOs, companies, dairy cooperatives all eligible
- Self-Help Groups (SHGs), Joint Liability Groups (JLGs) — eligible for joint projects
- Beneficiary should have dairy farming knowledge / training (preferred)
- Land for unit setup — owned or long-term lease
- Age: typically 18-65 years
- Existing dairy farmers also eligible for expansion / value addition
Required Documents
- Aadhaar + PAN
- Land ownership / lease documents
- Detailed project report (DPR) with cattle quotation
- Veterinary doctor certificate (cattle health)
- Caste certificate (for SC/ST higher subsidy)
- Bank statements (if existing account)
- ITR (if applicable)
- Dairy training certificate (preferred)
Specific documentation requirements may vary by lender, region, and scheme version. Verify with implementing agency.
Application Process
- Detailed Project Report (DPR) prepare karo — cattle, infrastructure, equipment, working capital breakdown
- Eligible bank (PSU/RRB/cooperative bank) me application submit karo with DPR
- Bank ki credit appraisal — viability assessment
- Sanction ke baad concerned refinancing agency ko subsidy claim file karte hain bank
- Scheme subsidy directly bank ke through reserve fund me parked hoti hai (Lock-in 3 years)
- Disbursement + ongoing monitoring
Key Benefits
- Capital subsidy: lagu dar (niyam ke hisaab se) (general), lagu dar (niyam ke hisaab se) (SC/ST/NE region)
- Bank loan: typically partner ke hisaab se alag % of project cost
- Beneficiary contribution: partner ke hisaab se alag %
- Tenure: up to 7 years (with moratorium during cattle lactation start)
- Interest rate: standard agriculture sector rates apply (typically partner ke hisaab se alag %)
🚀 General Guidance Needed?
ProWiderKart facilitator se jaankari le sakte ho, koi fee nahi — general information aur eligibility direction ke liye.
💬 Chat Chat on +91 98332 16954Frequently Asked Questions
DEDS scheme me kitna subsidy milti hai?
General category lagu dar (niyam ke hisaab se) of eligible project cost, SC/ST/Northeast region lagu dar (niyam ke hisaab se). Subject to component-wise project cost ceilings as per official refinancing guidelines.
Kya dairy training mandatory hai?
Mandatory nahi hai, but strongly preferred. Training certificate having from KVK, dairy training centers — bank approval easier banata hai.
Kitne animals tak chote dairy unit me allowed hain?
Small dairy unit category me 2-10 cows/buffaloes typically covered hoti hain with maximum project cost ~tay rakam (niyam ke hisaab se).
Subsidy seedhe account me aati hai?
Nahi. Subsidy bank ke through 'reserve fund' me parked hoti hai for 3 years (lock-in period). Yeh borrower ke EMI burden reduce karne ke liye apply hoti hai progressively.
Application kahan se start karein?
Local DAHD&F office (district-level), eligible bank ki branch, ya the concerned state refinancing office contact karo. Online application portal regional level pe available ho sakta hai.