Rajkot Mein Loan Against Property — GIDC Ke Shed Aur Sheher Ke Makan Ki Alag File
Rajkot ka naam casting, forging aur machine tools se juda hai. Aji, Bhaktinagar, Kothariya aur Metoda ki taraf line se chhote-bade units, unke vendor, aur inhi ke aas-paas kaam karne wala poora bazaar. Sheher ke andar Kalawad Road aur Universtiy Road ki taraf nayi societies aur bungalow scheme hain, jabki purane Rajkot mein saankdi galiyon ke purane makan. Property par loan ka sawaal yahan aksar us udyami ka hota hai jiske paas machine aur order to hain, par kaam chalane ka paisa kam pad jaata hai.
Industrial estate ka shed sabse zyada dhyan maangta hai. GIDC jaise kshetra mein plot aam taur par lease par hota hai — uspar bandhak banane se pehle corporation ki anumati, allotment aur lease ke kaagaz, aur shed ka naksha manzoor hai ya nahi, sab dekha jaata hai. Rajkot mein bahut se log shed kiraye par chala rahe hain; kiraye par chadhi property mein partner kirayedaar ka kaam, agreement ki avadhi aur kiraye ka bank record dekhta hai, jabki khud ke unit mein production aur order book bolti hai.
Rihaishi taraf masla alag hai. Purane Rajkot ke makan mein daada ke naam par hi record chadha reh jaata hai, varsai ki noondh nahi hui hoti, aur city survey record mein kabza kisi aur ka dikhta hai. Kheti wali zameen par khadi nayi scheme mein bin-kheti order aur layout ki manzoori poochi jaati hai. ProWiderKart Rajkot ke aavedak ko yahi kaagaz pehle se samjha kar file taiyaar karwata hai aur licensed partner institution tak pahunchata hai; manzoori partner ke haath mein rehti hai.
- GIDC ke shed par corporation ki mortgage anumati aur lease deed ki copy zaroori hai.
- Purane Rajkot ke makan mein varsai ki noondh aur city survey record milaa kar dekhiye.
- Nayi scheme ke makan par bin-kheti order aur manzoor naksha saath rakhiye.
- Shed kiraye par diya hai to agreement aur kiraya bank mein aane ka record jodiye.
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Rajkot mein LAP collateral kis type ki property hoti hai
Saurashtra ke is engineering-hub mein diesel-engine/auto-parts unit ki factory-shed property, aur groundnut-based edible-oil mill ki processing-unit property common LAP collateral hain.
LAP kis kaam ke liye liya jaata hai
Edible-oil processor ko October-December groundnut season se pehle bulk kharid ke liye, ya engineering unit ko machine-upgrade ke liye property-backed working capital chahiye ho sakti hai.
Jewellery-watch component kaam se judi property ka kya scene hai
Chandi-jewellery ya watch-component banane wale chhote unit ki workshop-cum-residential property bhi collateral ban sakti hai, jahan order-record ke saath valuation dikhaya jaata hai.
Property paperwork mein kya check hota hai
Edible-oil unit ke liye processing-licence, engineering unit ke liye title/supply-record — dono property collateral ka case mazboot banate hain.
ProWiderKart ek facilitator hai — hum loan nahi dete aur approval ka faisla nahi lete. Eligibility, tenure aur approval ka faisla licensed partner institution apni policy ke hisaab se karta hai. Koi guaranteed approval nahi.
Rajkot ki chhoti engineering units ke liye LAP
Rajkot mein machine tools, castings aur imitation jewellery ki manufacturing ki chhoti units bharmaar hain. Aise kaam mein machine badalna, raw material aur working capital ki zaroorat baar baar aati hai. LAP ka paisa wahi kaam mein lagaiye jisse kamai sach mein badhe, aur kisht poore saal ke cash flow ke hisaab se tay kijiye.
Chhoti unit ka title, shed aur zameen ka type, aur unit ki apni registration, teeno alag kagaz hote hain. Lender in sabko milakar dekhta hai ki property kis kaam mein aati hai. Isliye pehle se dekh lijiye ki teeno mein naam ek jaisa hai, warna file ko baar baar sudharna padega.
Shuru karne se pehle khud se poochhiye
- Zameen, shed aur unit ki registration mein naam ek jaisa hai kya?
- LAP ka paisa machine ya working capital mein lagne se kamai kaise badhegi?
- Kisht poore saal ke cash flow se nikal jayegi kya?
Rajkot — Ilaake Ke Hisaab Se
Rajkot ke ilaake-war jaankari — har mohalle ka apna chakkar alag hai: