Onboarding = KYC + business verification + website/app review + bank linking. Har step pehle se ready ho to approval fast hota hai.
Bahut log is stage pe ya to galat jagah apply kar dete hain ya adhoore documents ke saath — dono se rejection aur score-damage hota hai. Sahi sequence neeche hai.
Onboarding ko 5 stages mein samjho, har stage ka apna time hai: (1) Application + KYC — same day, agar documents ready. (2) Business verification — 1-3 din; website/profile review yahan hota hai. (3) Bank account linking + penny-drop verification — 1 din. (4) Compliance review — 1-5 din; business model aur risk category pe depend. (5) Test-to-live — aapke haath mein; integration/test transaction. Total: prepared merchant ke liye 3-7 din; unprepared ke liye 3-6 hafte.
Sabse zyada files stage-2 aur 4 pe atakti hain, aur dono ka ilaaj ek hai: consistency. Application mein jo business description hai, wahi website pe dikhe, wahi documents mein ho. Website pe 4 pages zaroor hon: about/contact (real details), terms, privacy, refund policy. High-risk categories (dropship, travel, gaming) mein extra sawaalon ke likhit jawab pehle se ready rakho — supplier proof, delivery SLAs, refund workflows.
| Kya check karein | Kyun zaroori hai |
|---|---|
| Currency conversion markup | Asli cost yahan chhupa hota hai, headline fee mein nahi |
| Settlement timeline | Cash-flow planning iske bina impossible |
| Compliance documents | Pehle ready ho to onboarding days mein hota hai |
| Chargeback policy | International disputes ka window lamba hota hai |
| Stage | Time | Aapke control mein kya hai |
|---|---|---|
| KYC | Same day | Documents folder ready |
| Business review | 1-3 din | Website complete + consistent |
| Bank linking | 1 din | Current account, name-match |
| Compliance | 1-5 din | Model ke sawaalon ke jawab ready |
| Go-live | Aap pe | Integration pehle padh lo |
Maan lijiye (udaharan kalpanik hai): do agencies ne same hafte apply kiya. Pehli ke paas documents folder ready tha + website complete — 4 din mein live. Doosri ne 'chalte-chalte' documents bheje, website pe contact page khali tha — har review cycle 3-4 din ka email ping-pong, 5 hafte lage. Same provider, same business type — farak sirf preparation ka.
Sabse pehla step apni exact situation clear karna hai. Onboarding = KYC + business verification + website/app review + bank linking. WhatsApp pe apna scenario batao — hum free mein sahi direction dete hain, bina kisi fee ke.
Nahi — customer se koi fee nahi. Hum facilitation platform hain; partner se referral remuneration paate hain jo aapki cost nahi badhata. Final terms partner ke discretion par hote hain.
Documents complete hone par zyada cases mein kuch working days ka process hota hai — exact timeline partner aur profile pe depend karti hai. Hum realistic timeline pehle hi bata dete hain.
Nahi — koi bhi genuine platform approval guarantee nahi kar sakta. Approval regulated partner ke assessment par hota hai. Jo guarantee ka dawa kare, wahan se door raho — ye fraud ka sabse bada signal hai.
Haan — pehle rejection reason poochho (support se milta hai), wo cheez fix karo, phir apply karo. Bina fix kiye dobara apply karna dobara reject hai. Kabhi-kabhi doosra provider aapki category ke liye better fit hota hai.
Nahi — process self-serve hai aur yahi is page pe likha hai. Jo agent 'approval karwa denge' bole paise leke, wahi 'guaranteed approval' fraud pattern hai. Documents aur website aap khud theek kar sakte ho.
Apna scenario WhatsApp pe bhejo — +91 98332 16954 — ya International Payment Gateway India page pe aur jaankari lo. Zero fee, seedhi baat.
💬 Abhi Poochho — Free