Purpose code RBI ka classification hai jo batata hai payment kis service/goods ke liye aaya — sahi code se FIRC aur tax filing dono clean rehte hain.
Bahut log is stage pe ya to galat jagah apply kar dete hain ya adhoore documents ke saath — dono se rejection aur score-damage hota hai. Sahi sequence neeche hai.
Purpose code RBI ka classification system hai jo har foreign inward remittance ke saath jata hai — ye batata hai paisa KIS LIYE aaya. Software services, business consulting, goods export, freelance services — sabki alag code-family hai. Bank/provider isi se reporting karta hai. Sahi code ke 3 fayde: FIRA/FIRC clean banta hai, GST zero-rated claim smooth hota hai, aur future mein bank limits/loans ke liye income ka classified trail milta hai.
Galat code ka asar turant nahi dikhta — baad mein dikhta hai: GST refund query mein, bank ki annual review mein, ya bade amounts pe compliance question mein. Common galti: sab kuch 'other services' mein daal dena. Apni primary service ki sahi category ek baar apne CA ke saath decide karo, phir har platform pe wahi consistently use karo. Provider ke onboarding mein jo service description likhi, code usi se match hona chahiye.
| Kya check karein | Kyun zaroori hai |
|---|---|
| Currency conversion markup | Asli cost yahan chhupa hota hai, headline fee mein nahi |
| Settlement timeline | Cash-flow planning iske bina impossible |
| Compliance documents | Pehle ready ho to onboarding days mein hota hai |
| Chargeback policy | International disputes ka window lamba hota hai |
| Aapka kaam | Code family (indicative) |
|---|---|
| Software/IT services | Software services category |
| Design/creative | Professional/technical services |
| Consulting | Business services |
| Goods export | Merchandise export codes |
| Royalty/licensing | IP-related category |
Maan lijiye (udaharan kalpanik hai): ek video-editing freelancer ne 2 saal 'miscellaneous' type code pe payments liye. GST refund apply kiya to officer ne services ki nature pe query nikali — kyunki code aur invoices match nahi karte the. 3 mahine ka correspondence, CA fees alag. Shuru mein sahi code — zero cost tha.
Sabse pehla step apni exact situation clear karna hai. Purpose code RBI ka classification hai jo batata hai payment kis service/goods ke liye aaya . WhatsApp pe apna scenario batao — hum free mein sahi direction dete hain, bina kisi fee ke.
Nahi — customer se koi fee nahi. Hum facilitation platform hain; partner se referral remuneration paate hain jo aapki cost nahi badhata. Final terms partner ke discretion par hote hain.
Documents complete hone par zyada cases mein kuch working days ka process hota hai — exact timeline partner aur profile pe depend karti hai. Hum realistic timeline pehle hi bata dete hain.
Nahi — koi bhi genuine platform approval guarantee nahi kar sakta. Approval regulated partner ke assessment par hota hai. Jo guarantee ka dawa kare, wahan se door raho — ye fraud ka sabse bada signal hai.
Gateway flows mein provider aapke business profile se map karta hai; wire mein bank aapse form pe puchhta hai. Dono cases mein aapko apna sahi code pata hona chahiye — verify karo, auto-accept mat karo.
Haan — agar genuinely alag services do (ek ko development, doosre ko consulting) to codes alag honge. Invoice ki service line har case mein code se match honi chahiye — yahi ek rule sab clean rakhta hai.
Apna scenario WhatsApp pe bhejo — +91 98332 16954 — ya International Payment Gateway India page pe aur jaankari lo. Zero fee, seedhi baat.
💬 Abhi Poochho — Free